Comments on: Can a homeowner’s insurance cover an auto stolen because keys were taken from break in to home? http://carinsuranceblogsite.org/law-ethics/can-a-homeowners-insurance-cover-an-auto-stolen-because-keys-were-taken-from-break-in-to-home/ Car Insurance Answers Sat, 17 Apr 2010 15:07:08 +0000 hourly 1 By: StephenWeinstein http://carinsuranceblogsite.org/law-ethics/can-a-homeowners-insurance-cover-an-auto-stolen-because-keys-were-taken-from-break-in-to-home//comment-page-1#comment-207 StephenWeinstein Fri, 07 Nov 2008 07:23:36 +0000 http://carinsuranceblogsite.org/ps/41#comment-207 The homeowner's insurance should cover the value of the keys unless car keys are specifically excluded from the policy. Unfortunately, the car keys are not worth much without the car. A car parked on the street would not be covered by homeowner's insurance. A car parked inside the home (in a an attached garage) might be covered, but automobiles are probably excluded from the homeowner's policy. Even if they are not, anything worth more than a certain amount (not sure of the dollar figure) is not fully covered unless you have a rider to specifically cover it. The homeowner’s insurance should cover the value of the keys unless car keys are specifically excluded from the policy. Unfortunately, the car keys are not worth much without the car.

A car parked on the street would not be covered by homeowner’s insurance. A car parked inside the home (in a an attached garage) might be covered, but automobiles are probably excluded from the homeowner’s policy. Even if they are not, anything worth more than a certain amount (not sure of the dollar figure) is not fully covered unless you have a rider to specifically cover it.

]]> By: brownsugar_1511 http://carinsuranceblogsite.org/law-ethics/can-a-homeowners-insurance-cover-an-auto-stolen-because-keys-were-taken-from-break-in-to-home//comment-page-1#comment-206 brownsugar_1511 Tue, 04 Nov 2008 08:40:41 +0000 http://carinsuranceblogsite.org/ps/41#comment-206 wouldnt car insurance cover that? wouldnt car insurance cover that?

]]> By: CORiverRat http://carinsuranceblogsite.org/law-ethics/can-a-homeowners-insurance-cover-an-auto-stolen-because-keys-were-taken-from-break-in-to-home//comment-page-1#comment-205 CORiverRat Mon, 03 Nov 2008 13:04:09 +0000 http://carinsuranceblogsite.org/ps/41#comment-205 He should read his policy. My guess is it does not include auto coverage of any sort (like your house burns down with your car in the garage, most will not cover the car) He should read his policy. My guess is it does not include auto coverage of any sort (like your house burns down with your car in the garage, most will not cover the car)

]]> By: Andy's Mom http://carinsuranceblogsite.org/law-ethics/can-a-homeowners-insurance-cover-an-auto-stolen-because-keys-were-taken-from-break-in-to-home//comment-page-1#comment-204 Andy's Mom Sun, 02 Nov 2008 06:25:19 +0000 http://carinsuranceblogsite.org/ps/41#comment-204 I don't think so I don’t think so

]]> By: kevw25 http://carinsuranceblogsite.org/law-ethics/can-a-homeowners-insurance-cover-an-auto-stolen-because-keys-were-taken-from-break-in-to-home//comment-page-1#comment-203 kevw25 Fri, 31 Oct 2008 13:04:16 +0000 http://carinsuranceblogsite.org/ps/41#comment-203 If he only has liability, then he is SOL. If he only has liability, then he is SOL.

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